A platform that is designed to allow immediate transfers and/or payments, with payment links, payment button and QR.
Features
API layer
• Enables merchant integration
• Validates access credentials
• Validates user authorization
I• nitiates transaction routing
Transactional flow manager
• Handles P2P, P2MB, FD.
• Manages transaction queries.
• Manages transaction speed rules.
• Handles automatic clearing of transactions.
Connectors Layer
• Communication with Visa/Mastercard platform.
• Requires activation of tokenization service
• Notifications and callbacks to merchants
Transaction log
Functions
Visa Direct/Mastercard Send transaction processing.
Provide P2P use cases, funds dispersal platform, micro-merchant payments.
Provide the processed information to be able to make balances.
Support in the process of certification of applications with Visa/Mastercard.
Benefits
Simple
Consumers can make transfers and payments with only a cell phone number or QR to the business/entrepreneur.
Fast
Enables money to be sent across the country instantly, making the experience more dynamic and effective.
Flexible
Allows card-not-present affiliation (banking), without having to provide credit or debit card details.
