![Producto Real Time Payments – eng Slide](http://redpontis.com/wp-content/plugins/revslider/public/assets/assets/dummy.png)
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A platform that is designed to allow immediate transfers and/or payments, with payment links, payment button and QR.
![ico_qrgenerator_Mesa de trabajo 1 ico_qrgenerator_Mesa de trabajo 1](https://redpontis.com/wp-content/uploads/elementor/thumbs/ico_qrgenerator_Mesa-de-trabajo-1-q5onnazioj83gb5eawoctif2h50gc06uf41xbmdbqw.png)
Features
API layer
![](https://redpontis.com/wp-content/uploads/2023/04/icoapis_Mesa-de-trabajo-1-80x80.png)
• Enables merchant integration
• Validates access credentials
• Validates user authorization
I• nitiates transaction routing
Transactional flow manager
![](https://redpontis.com/wp-content/uploads/2023/04/ico_flujostr_Mesa-de-trabajo-1-80x80.png)
• Handles P2P, P2MB, FD.
• Manages transaction queries.
• Manages transaction speed rules.
• Handles automatic clearing of transactions.
Connectors Layer
![](https://redpontis.com/wp-content/uploads/2023/04/ico_capaconectores_Mesa-de-trabajo-1-80x80.png)
• Communication with Visa/Mastercard platform.
• Requires activation of tokenization service
• Notifications and callbacks to merchants
Transaction log
Functions
Visa Direct/Mastercard Send transaction processing.
Provide P2P use cases, funds dispersal platform, micro-merchant payments.
Provide the processed information to be able to make balances.
Support in the process of certification of applications with Visa/Mastercard.
Benefits
![](https://redpontis.com/wp-content/uploads/2023/04/ico_facil.png)
Simple
Consumers can make transfers and payments with only a cell phone number or QR to the business/entrepreneur.
![](https://redpontis.com/wp-content/uploads/2023/04/ico_fast_1.png)
Fast
Enables money to be sent across the country instantly, making the experience more dynamic and effective.
![](https://redpontis.com/wp-content/uploads/2023/04/ico_flex_1.png)
Flexible
Allows card-not-present affiliation (banking), without having to provide credit or debit card details.
![Producto Real Time Payments – eng Slide](http://redpontis.com/wp-content/plugins/revslider/public/assets/assets/dummy.png)
![](http://redpontis.com/wp-content/plugins/revslider/public/assets/assets/dummy.png)
![](http://redpontis.com/wp-content/plugins/revslider/public/assets/assets/dummy.png)
![](http://redpontis.com/wp-content/plugins/revslider/public/assets/assets/dummy.png)
Miraflores, Lima - Perú
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![](http://redpontis.com/wp-content/plugins/revslider/public/assets/assets/dummy.png)
![](http://redpontis.com/wp-content/plugins/revslider/public/assets/assets/dummy.png)